Policy values can change. This tool intentionally contains no built-in government rate; enter the current verified percentage and cap yourself.
User-entered benefit estimate
₹40,000
After the entered benefit, the indicative out-of-pocket cost is ₹1,60,000.
No government rate is built in; verify eligibility and current values on an official portal.
This calculator applies the lower of your percentage result and entered cap.
Benefit = lower of system cost × entered rate and entered cap.
The result updates in your browser as you change an input. It is a planning estimate, so compare it with real bills, product specifications and a qualified professional's assessment.
Read the full methodology